Credit Cards

The day I discovered my credit score for the first time, I was confused. The score, not making any sound whatsoever, determined every decision regarding my loan, card, or even my interest rates. However, as time went by, I realized that my credit score had nothing to do with luck. It is actually about my … Read more

When I first used my credit card, I thought to myself, “Hey, this is like having money for nothing.” I tapped the screen, paid, and left. My wallet was not out of cash. My bank balance was not debited.” On the other hand, as time went by, I realized that having a credit card was … Read more